Privacy Policy

The protection of your personal data is important to us. We therefore process your data exclusively on the basis of the legal provisions (GDPR, TMG). In this data protection declaration we inform you about the most important aspects of data processing within the framework of our website and our services.

1. Collection and storage of personal data and the type and purpose of their use

We collect personal data when you provide it to us voluntarily, for example by making an inquiry via our contact form, by email or by registering on our website.

Data categories:

● Contact and identification data: name, address, email address, telephone number

● Financial data: income, employment status, credit reports (if required)

● Usage data: IP address, browser information, access times and page views

Purposes of processing:

● Provision of our services and processing of inquiries

● Processing and reviewing financing applications

● Contract fulfillment and customer service

● Marketing and customer communication (after consent)

2. Legal basis for processing

We process your data on the basis of the following legal bases:

● Art. 6 Para. 1 lit. a GDPR: Your consent, if you have given us this.

● Art. 6 Para. 1 lit. b GDPR: Fulfillment of a contract or implementation of pre-contractual measures.

● Art. 6 Para. 1 lit. f GDPR: Protection of our legitimate interests, e.g. to optimize our services.

3. Disclosure to third parties

Personal data will only be disclosed to third parties if this is necessary to fulfill the contract or if you have expressly consented. Possible recipients are credit institutions, credit check service providers and external IT service providers.

Order processing: We use carefully selected processors who process our data in accordance with our instructions and the GDPR.

4. Cookies and tracking

Our website uses cookies to enable you to use it optimally and to improve our offers. Cookies are small text files that are stored on your device.

Types of cookies:

● Necessary cookies: Enable the basic functions of our website.

● Preference cookies: Save your preferred settings.

● Statistics cookies: Help us analyze the use of the website (only with consent).

If you agree to the use of analysis or marketing cookies, we use tools such as Google Analytics or similar. You can revoke this consent at any time.

5. Your rights as a data subject

You have the right:

● to receive information about your processed data

● to have your data corrected or deleted

● to restrict the processing of your data

● to object to the processing of your data

● to request data portability

6. Data security

We take all necessary technical and organizational security measures to protect your data against loss, destruction, access, alteration or distribution by unauthorized persons. Our security measures are regularly adapted to the state of the art.

7. Updating the data protection declaration

This data protection declaration can be updated as necessary to comply with legal requirements or to adapt our services. You can find the latest version on our website at any time.